Is Self-Funding Right for Your Organization?
Many mid-sized employers assume self-funding is only for large corporations. That's an outdated assumption — and it's costing them.
Today, level-funded and self-funded strategies are viable for employers with as few as 25–50 employees. The question is not whether you're big enough. The question is whether your organization's financial profile, claims history, and risk tolerance make it the right fit.
Core Benefits conducts rigorous, unbiased funding analysis to answer that question with data — not assumptions.
Why Choose Us
Why Employers Consider Self-Funding
We help employers understand how self-funding can offer more control, better cost visibility, and greater flexibility when designing and managing their healthcare benefits strategy.
Greater transparency into what is actually driving healthcare costs
Cash flow control — pay claims as incurred, not in advance
Custom plan design — not limited to off-the-shelf carrier products
Access to detailed claims data for strategic decision-making
Potential for significant long-term cost savings when claims perform well
Reduced carrier-driven volatility in renewal pricing
Claims history analysis (3–5 years where available)
Workforce demographic and utilization review
Financial risk tolerance and cash flow assessment
Stop-loss insurance strategy and carrier evaluation
3–5 year scenario modeling across funding options
Administrative and vendor structure planning
Implementation roadmap and transition timeline
WHAT TO EXPECT
What Our Funding Strategy Review Includes
We present findings clearly — with financial projections, risk analysis, and a specific recommendation based on your organization's data. No bias. No carrier push.