Navigating the renewal process for group insurance can be a complex and time-consuming task. As the renewal date approaches, it’s essential to be proactive and organized to ensure you secure the best possible coverage for your employees at a competitive rate. Here are some tips to manage the group insurance
By Andreas Gershkoffte
In today’s competitive job market, attracting and retaining top talent is crucial for the success of any business. While salary and perks are important factors, employee benefits play a significant role in shaping job satisfaction and loyalty. Among these benefits, group insurance stands out as a valuable offering that not
By Andreas Gershkoffte
In addition to the workplace protections provided to employees under federal law, California affords broad workplace safety protections under the state’s Occupational Safety and Health (Cal/OSH) Act and related laws. Most employers in California are subject to several workplace safety requirements under Cal/OSH. These include a mandate to establish, implement
By Andreas Gershkoffte
Group insurance plans are an integral component of any comprehensive employee benefits package. They offer financial protection and peace of mind to employees while also contributing to a positive company culture. However, selecting the right group insurance plan for your business can be a complex and challenging task. With numerous
By Andreas Gershkoffte
The open enrollment period is a demanding and lengthy period for HR teams, involving critical decisions, paperwork, and deadlines. The relief that comes with its conclusion is undeniable. However, before you transition away from open enrollment, there’s a vital but often overlooked step: the post-open enrollment checklist. As you read
By Andreas Gershkoffte
Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began
By Timothy Johnson
First, notify other employees of potential exposure, if any, in the workplace. You should tell them that someone was diagnosed with the illness, but you should not identify which employee is sick, even if employees ask so they can gauge their own risk. Medical information, such as a diagnosis, must
By Timothy Johnson
Paycheck Protection Program Flexibility Act On June 5, 2020, President Trump signed legislation (H.R. 7010) enacting the Paycheck Protection Program Flexibility Act (PPPFA) which amends the CARES Act’s Payroll Protection Program (PPP). Some of the key amendments are as follows: The covered period during which borrowers must spend the PPP
By Timothy Johnson
On May 12, 2020, the Internal Revenue Service (IRS) released two notices providing relief for 2020 cafeteria plans and related benefit issues in light of the COVID-19 national emergency. Notice 2020-29 focuses on permissible mid-year election changes under § 125 of the Internal Revenue Code and Notice 2020-33 focuses on allowable carryover provisions for
By Timothy Johnson
Yes. Generally, inquiries about an employee’s health or a medical exam (like a temperature check) would not be allowed, but the Equal Employment Opportunity Commission (EEOC) has stated that screening employees for symptoms of COVID-19 is allowed since it is a direct threat to others in the workplace. Because of
By Timothy Johnson
